Axis Bank Platinum Credit Card Review

Axis Bank Platinum Credit Card Review: Axis Bank’s Platinum Credit Card is a great choice for those who are looking for a rewards card with a good earning rate and a host of benefits. The card offers 4 reward points for every Rs. 150 spent on retail purchases and 2 reward points for every Rs. 150 spent on fuel, travel, and dining. The card also comes with a host of other benefits such as a fuel surcharge waiver, travel insurance, and dining discounts.

Axis Bank Platinum Credit Card Review
Axis Bank Platinum Credit Card Review

1) Axis Bank Platinum Credit Card Review

The Axis Bank Platinum Credit Card is a great choice for those who are looking for a credit card with a host of features and benefits. The card offers a host of features that include cash back on every purchase, a fuel surcharge waiver, and many more. The card also comes with a host of offers that make it a great choice for those who are looking for a credit card with a host of features.

2) Axis Bank Platinum Credit Card Key Features and Benefits

Axis Bank Platinum Credit Card is one of the most popular credit cards in India. It offers a wide range of features and benefits that make it an ideal choice for both personal and business use. Here are some of the key features and benefits of the Axis Bank Platinum Credit Card:

1. Wide Acceptance: Axis Bank Platinum Credit Card is accepted at over 24 million merchant establishments worldwide. This makes it one of the most widely accepted credit cards in India.

2. Reward Points: Axis Bank Platinum Credit Card offers 2 reward points for every Rs. 200 spent on retail purchases. These reward points can be redeemed for a wide range of products and services.

3. Interest-Free Credit Period: Axis Bank Platinum Credit Card offers up to 50 days of interest-free credit period on retail purchases. This means that you can enjoy an interest-free period on your credit card transactions.

4. Flexible Payment Options: Axis Bank Platinum Credit Card offers flexible payment options. You can choose to pay your credit card bill in full or in EMIs.

5. Balance Transfer Facility: Axis Bank Platinum Credit Card offers a balance transfer facility. This allows you to transfer your outstanding credit card balance to another credit card with a lower interest rate.

6. Emergency Card Replacement: In case your Axis Bank Platinum Credit Card is lost or stolen, you can avail of the emergency card replacement service. This service provides you with a replacement credit card within 24 hours.

7. Insurance Cover: Axis Bank Platinum Credit Card offers an insurance cover of up to Rs. 5 lakhs against any loss or damage to your card.

8. Complimentary Airport Lounge Access: Axis Bank Platinum Credit Card holders can enjoy complimentary access to over 500 airport lounges across the world.

9. Discounts and Offers: Axis Bank Platinum Credit Card holders can avail of a wide range of discounts and offers on shopping, dining, travel, and more.

10. Customer Care: Axis Bank Platinum Credit Card holders can avail of 24×7 customer care support.

Axis Bank Platinum Credit Card is one of the most popular credit cards in India due to its wide range of features and benefits. If

3) Axis Bank Platinum Credit Card Eligibility criteria

If you’re looking for a credit card that offers plenty of perks and benefits, you may want to consider the Axis Bank Platinum Credit Card. This card comes with a host of features that can be very advantageous, especially if you travel often. However, before you apply for this card, it’s important to know if you meet the eligibility criteria. In this article, we’ll take a look at the Axis Bank Platinum Credit Card eligibility criteria so that you can determine if this is the right card for you.

In order to be eligible for the Axis Bank Platinum Credit Card, you must meet the following criteria:

– You must be at least 18 years of age.

– You must have a good credit history.

– You must have a regular source of income.

– You must have valid ID proof.

– You must have valid residential address proof.

If you meet all of the above criteria, you can go ahead and apply for the Axis Bank Platinum Credit Card.

4) Axis Bank Platinum Credit Card Fees and charges

Axis Bank Platinum Credit Card is a great way to save money on your everyday purchases. With no annual fee and a low-interest rate, it’s a great choice for those who want to keep their costs down. However, there are a few fees and charges that you should be aware of before you apply for this card.

Annual Fee:

The annual fee for an Axis Bank Platinum Credit Card is Rs. 500. This fee is waived for the first year, and thereafter it is charged on a monthly basis.

Joining Fee:

The joining fee for an Axis Bank Platinum Credit Card is Rs. 1,000. This fee is waived for the first year, and thereafter it is charged on a yearly basis.

Interest Rate:

The interest rate on an Axis Bank Platinum Credit Card is 3.5% per month. This rate is applied to your outstanding balance each month and is charged on a daily basis.

Late Payment Fee:

If you miss a payment on your Axis Bank Platinum Credit Card, you will be charged a late payment fee of Rs. 100. This fee is applied to your outstanding balance each month, and is charged on a daily basis.

Overlimit Fee:

If you exceed your credit limit on your Axis Bank Platinum Credit Card, you will be charged an over-limit fee of Rs. 500. This fee is applied to your outstanding balance each month, and is charged on a daily basis.

Cash Advance Fee:

If you take a cash advance on your Axis Bank Platinum Credit Card, you will be charged a cash advance fee of 3% of the amount withdrawn. This fee is applied to your outstanding balance each month and is charged on a daily basis.

Foreign Transaction Fee:

If you use your Axis Bank Platinum Credit Card for purchase in a foreign currency, you will be charged a foreign transaction fee of 3% of the transaction amount. This fee is applied to your outstanding balance each month and is charged on a daily basis.

5) Axis Bank Platinum Credit Card How to apply

Are you looking for a new credit card? If you are, then you may be considering the Axis Bank Platinum Credit Card. This card offers many great benefits, including a low annual fee, a high credit limit, and a variety of rewards and perks. In this article, we will take a look at how to apply for the Axis Bank Platinum Credit Card.

The first step in applying for the Axis Bank Platinum Credit Card is to visit the bank’s website. Once you are there, you will need to click on the “Apply Now” button. This will take you to the application page.

The next step is to fill out the application form. You will need to provide your personal information, such as your name, address, and date of birth. You will also need to provide your financial information, such as your income and debts. Once you have completed the form, you will need to click on the “Submit” button.

The last step in applying for the Axis Bank Platinum Credit Card is to wait for a decision. The bank will review your application and decide whether or not you are approved for the card. If you are approved, you will receive your card in the mail. If you are not approved, you will be given the reason why.

6) Axis Bank Platinum Credit Card Bottom line

The Axis Bank Platinum Credit Card is a great choice for those looking for a credit card with plenty of perks and rewards. It offers a wide array of features and benefits, making it a great option for those looking for a credit card that fits their lifestyle.

The biggest perk of the Axis Bank Platinum Credit Card is its rewards program. cardholders can earn 2X reward points on all their spending, which can be redeemed for a wide variety of merchandise, travel, and experiences. The card also comes with a host of other benefits, such as travel insurance, airport lounge access, and a fuel surcharge waiver.

The Axis Bank Platinum Credit Card also has a few drawbacks, such as its high annual fee and foreign transaction fee. However, its rewards program and other benefits more than makeup for these drawbacks. Overall, the Axis Bank Platinum Credit Card is a great choice for those looking for a credit card with plenty of perks and rewards.

7) Axis Bank Platinum Credit Card FAQ

1. What are the benefits of using an Axis Bank Platinum Credit Card?

Axis Bank Platinum Credit Cards offer a host of benefits including exclusive privileges, higher credit limits, and attractive rewards and discounts. Cardholders can also enjoy a host of complimentary services such as airport lounge access, fuel surcharge waiver, and more.

2. How can I use my Axis Bank Platinum Credit Card?

Your Axis Bank Platinum Credit Card can be used for making purchases at over 18 million merchant establishments worldwide. You can also use your card for cash withdrawals at ATMs and for making online payments.

3. How do I pay my Axis Bank Platinum Credit Card bill?

You can pay your Axis Bank Platinum Credit Card bill in a variety of ways. You can pay online through the Axis Bank website, through the Axis Mobile App, or through any of the Axis Bank branches. You can also set up an auto-debit mandate for making regular payments.

4. How can I check my Axis Bank Platinum Credit Card balance?

You can check your Axis Bank Platinum Credit Card balance online through the Axis Bank website or through the Axis Mobile App. You can also call the Axis Bank customer care number and enquire about your balance.

5. How can I redeem my Axis Bank Platinum Credit Card rewards points?

You can redeem your Axis Bank Platinum Credit Card rewards points for a variety of exciting rewards including air miles, hotel stays, shopping vouchers, and more. You can also redeem your points for cashback.

6. What is the interest rate on an Axis Bank Platinum Credit Card?

The interest rate on an Axis Bank Platinum Credit Card is 3.5% per month. This is applicable to the outstanding balance on your card after the grace period.

7. What is the annual fee on an Axis Bank Platinum Credit Card?

The annual fee on an Axis Bank Platinum Credit Card is Rs. 1500.

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