Amex Platinum Travel Credit Card Review

Amex Platinum Travel Credit Card Review: The Amex Platinum Travel Credit Card is a great option for travelers who want to enjoy a variety of benefits while traveling. This card offers a number of benefits, including hotel and airfare discounts, access to airport lounges, and protection against travel delays and cancellations. The Amex Platinum Travel Credit Card offers a number of advantages for travelers.

For example, it offers a variety of discounts on hotel and airfare bills, as well as access to airport lounges. Additionally, the card offers protection against travel delays and cancellations, which can be a big inconvenience while traveling. Overall, the Amex Platinum Travel Credit Card is a great option for travelers who want to enjoy a variety of benefits while traveling.

Amex Platinum Travel Credit Card Review
Amex Platinum Travel Credit Card Review

1. Amex Platinum Travel Credit Card Review: How Good is it

The American Express Platinum card is a high-end travel credit card that offers a variety of benefits for frequent travelers, including a large sign-up bonus, points for hotel and airline purchases, and access to a variety of airport lounges. It also offers a number of other perks such as a concierge service, exclusive discounts and offers, and access to exclusive events.

One of the standout features of the Amex Platinum card is the large sign-up bonus, which is currently 60,000 points after you spend $5,000 in the first three months. These points can be redeemed for travel, gift cards, and other rewards, and can be worth hundreds of dollars.

Another major benefit of the Amex Platinum card is the ability to earn points on hotel and airline purchases. You’ll earn 5x points on airfare booked directly with airlines or through American Express Travel and 5x points on prepaid hotels booked on amextravel.com. You’ll also get access to a variety of airport lounges, including the Amex Centurion Lounges and Delta Sky Clubs (when flying Delta).

  • CardExpert Rating: 4.5/5 [yasr_overall_rating]
  • Reward rate: Upto ~8%
  • Complementary Airport lounge access: Yes, 4 Lounges per year. Most Mastercard Lounges are allowed in this Program.
  • Foreign Exchange Markup fee: 3.5% + Service Tax
  • Special Features: Spend-based Bonus Milestone Rewards & Zero Lost Card Liability.
  • Personal Concierge Service: Amex is known for its unmatched service with 24×7 Platinum Assist and Emergency Card Replacement, anywhere in the world.

If you’re looking for a travel credit card that will give you the best bang for your buck, the Amex Platinum Travel Credit Card is a great option. With a $250 annual fee, it’s one of the most expensive travel cards on the market. But it comes with a ton of perks and benefits that make it worth the price tag.

Other perks of the Amex Platinum card include a concierge service that can help you book travel and make reservations, as well as exclusive discounts and offers on things like dining, shopping, and entertainment.

Overall, the American Express Platinum card is a great choice for frequent travelers who want access to a variety of benefits and perks. The large sign-up bonus and ability to earn points on travel purchases can more than offset the annual fee, making it a valuable card for those who can take advantage of its features.

The Amex Platinum Travel Credit Card comes with a $250 annual fee and a $450 annual fee for the Amex Platinum Travel Card Plus. The card offers 5x points on airfare and hotel stays and 1x points on everything else. There are no foreign transaction fees, and you’ll get a $200 annual travel credit that can be used for any travel expenses. The card also comes with a host of other benefits, including access to airport lounges, a free night at a hotel after you spend $4,000 on the card in a year, and a concierge service.

  1. Welcome Gift: Rs.4,000 Worth of Indigo Vouchers
  2. Spend Rs.1.90 lakhs in a year to get: Rs.7,700 Worth of Spicejet Vouchers
  3. Spend Rs.4 lakhs in a year to get: Rs.11,800 Worth of Spicejet Vouchers + Rs.10,000 Voucher from the Taj Group

2. How the Amex Platinum Travel Credit Card Works

If you’re a frequent traveler, you know that one of the most important things to have is a good travel credit card. The Amex Platinum Travel Credit Card is one of the best on the market, and for good reason. Here’s a look at how this card works and what benefits it can offer you.

The Amex Platinum Travel Credit Card is a rewards credit card that offers points for every dollar you spend. These points can be redeemed for travel expenses such as airfare, hotels, and rental cars. You can also use your points to book cruises and vacation packages. The best part about this card is that there are no blackout dates or restrictions on how you redeem your points.

Joining and Annual Fee

The American Express Platinum Travel Credit Card has a joining fee of INR 3500 and an annual fee of INR 5,000. This fee is waived for the first year for new card members. The card offers a variety of travel-related benefits, including access to airport lounges, discounts on hotels and car rentals, and travel insurance. It also offers a range of other benefits, including dining and shopping discounts, and concierge service.

To apply for the card, you will need to meet certain eligibility criteria and provide proof of income and identification. You can apply online or at a bank branch. Once your application is approved, you will receive your card in the mail and can start using it immediately.

Overall, the American Express Platinum Travel Credit Card is a good choice for frequent travelers who are looking for a range of travel-related benefits and perks. The annual fee may be a bit steep for some, but the benefits offered by the card may outweigh the cost for many cardholders.

Joining Fee Rs 3500 plus GST
Welcome Benefit 10000 Membership Reward Points
Annual Fee Rs 5000 plus GST
Annual Fee Waiver None

In addition to the rewards program, the Amex Platinum Travel Credit Card also offers a variety of other benefits. These include access to airport lounges, complimentary upgrades at select hotels, and 24/7 concierge service. You’ll also get a $200 annual travel credit that can be used for any travel expenses.

If you’re a frequent traveler, the Amex Platinum Travel Credit Card is definitely worth considering. With its rewards program and other perks, it can save you a lot of money on your travel expenses.

The Amex Platinum Travel Credit Card offers a range of rewards for frequent travelers, including:

  1. 5x Membership Rewards points on flights booked directly with airlines or through American Express Travel.
  2. 5x Membership Rewards points on prepaid hotels booked on amextravel.com.
  3. 1x Membership Rewards points on all other purchases.
  4. $200 annual airline fee credit for incidental fees on your chosen airline.
  5. Complimentary access to over 1,200 airport lounges worldwide through the Priority Pass Select membership.
  6. Complimentary access to the American Express Fine Hotels & Resorts program, which offers exclusive perks and amenities at luxury hotels.
  7. $100 credit towards Global Entry or TSA PreCheck application fees.
  8. No foreign transaction fees on purchases made abroad.
  9. Up to $200 in Uber credits annually.
  10. Concierge service to assist with travel arrangements and other needs.

The Amex Platinum Travel Credit Card offers a Milestone Bonus Membership Rewards program for cardholders who reach certain spending thresholds in a calendar year. The milestone bonuses vary depending on the amount spent but can include additional points, free hotel nights, or free flights.

For example, if a cardholder spends $20,000 in a calendar year, they may receive 10,000 bonus Membership Rewards points. If they spend $40,000, they may receive an additional 25,000 bonus points. These bonuses are in addition to the regular Membership Rewards points earned on everyday purchases with the card.

3. Who is the Amex Platinum Travel Credit Card for?

Do you like to travel in style? Then the Amex Platinum travel credit card is perfect for you! With this card, you’ll get access to exclusive travel perks and rewards that will make your trips even more enjoyable.

Here are some of the benefits you’ll enjoy with the Amex Platinum travel credit card:

• Complimentary travel insurance

• Access to the American Express Global Lounge Collection

• Up to $200 in annual airline fee credits

• A $100 credit for TSA Pre✓ or Global Entry

• A complimentary Hilton Honors Gold status

• And more!

If you’re a frequent traveler, the Amex Platinum travel credit card is definitely worth considering. With its many benefits and rewards, it’s sure to make your travel experiences even more enjoyable.

4. What are the Advantages and Disadvantages of the Amex Platinum Travel Credit Card?

If you’re a frequent traveler, the Amex Platinum Travel Credit Card can help you save money on your travel expenses. Here’s a look at some of the advantages and disadvantages of this credit card.

Advantages

1. The Amex Platinum Travel Credit Card offers a $200 travel credit that can be used for airfare, hotels, car rentals, and other travel expenses.

2. You’ll earn 3x points on travel and dining purchases and 1x points on all other purchases.

3. The Amex Platinum Travel Credit Card offers a variety of perks, including access to the American Express Global Lounge Collection, which includes over 1,200 airport lounges worldwide.

4. You’ll also receive a complimentary Hilton Honors Gold status and a Marriott Bonvoy Gold Elite status.

5. The Amex Platinum Travel Credit Card has no foreign transaction fees.

Disadvantages

1. The Amex Platinum Travel Credit Card has a $450 annual fee.

2. You’ll need to have good to excellent credit to qualify for this credit card.

3. The Amex Platinum Travel Credit Card doesn’t offer a sign-up bonus.

4. There are other travel credit cards that offer more generous rewards programs.

5. How to Get the Most Out of the Amex Platinum Travel Credit Card

If you’re looking for a credit card that offers great travel perks, the Amex Platinum Travel Credit Card is a great option. With this card, you’ll earn 5 points per dollar spent on airfare and hotels, and 2 points per dollar spent on other travel expenses. You’ll also get a $200 annual travel credit that can be used for any travel expenses, and you’ll get access to Amex’s exclusive Travel Collection of benefits.

Here are five tips to help you get the most out of your Amex Platinum Travel Credit Card:

1. Use your points to book travel through Amex’s travel portal.

When you use your points to book travel through Amex’s travel portal, you’ll get a 25% point bonus. This means that if you book a $500 flight, you’ll only need 40,000 points to cover the cost. That’s a great deal!

2. Use your points to book airfare directly with airlines.

If you book airfare directly with airlines, you won’t get the 25% point bonus. However, you’ll still get a good value for your points. For example, 40,000 points can get you a $400 flight on most major airlines.

3. Use your points to book hotels through Amex’s travel portal.

When you use your points to book hotels through Amex’s travel portal, you’ll also get a 25% point bonus. This means that if you book a $1,000 hotel stay, you’ll only need 80,000 points to cover the cost. That’s a great deal!

4. Use your points to book rental cars through Amex’s travel portal.

When you use your points to book rental cars through Amex’s travel portal, you’ll get a 20% point bonus. This means that if you book a $500 rental car, you’ll only need 40,000 points to cover the cost. That’s a great deal!

5. Use your annual travel credit to offset the cost of travel.

If you use your annual travel credit to offset the cost of travel, you can effectively get $200 worth of travel for free.

6. The Bottom Line: Is the Amex Platinum Travel Credit Card Worth It?

The Amex Platinum Travel Credit Card is one of the most popular travel credit cards on the market. It offers a great mix of benefits and perks, making it a great choice for many travelers. However, with any credit card, it’s important to consider the costs and fees associated with it before you apply. In this Amex Platinum Travel Credit Card review, we’ll take a close look at the costs and fees associated with this card so you can decide if it’s the right card for you.

The Amex Platinum Travel Credit Card has an annual fee of $450. This is a high annual fee, but it’s important to remember that this card comes with a lot of perks and benefits. Not only do you get a $200 annual travel credit, but you also get access to Amex Platinum Travel perks like complimentary airport lounge access and a $100 fee credit for Global Entry or TSA Pre✓®. When you consider all of these perks, the annual fee starts to look a lot more reasonable.

One of the biggest considerations with any credit card is the interest rate. The Amex Platinum Travel Credit Card has a variable APR of 17.99%. This is a high-interest rate, so it’s important to pay your balance in full every month to avoid paying interest. If you carry a balance on this card, the interest charges can add up quickly and offset any of the savings you may have earned with the card.

Another important consideration with the Amex Platinum Travel Credit Card is the foreign transaction fee. This card has a foreign transaction fee of 2.7%. This is a high foreign transaction fee, so you’ll want to use another card for purchases made in foreign currencies.

Overall, the Amex Platinum Travel Credit Card is a great choice for many travelers. The card comes with a lot of great perks and benefits, but it’s important to consider the costs and fees associated with the card before you apply.

7. Amex Platinum Travel Credit Card FAQ

Assuming you’re referring to the American Express Platinum Card®:

1. What is the Amex Platinum travel credit?

The Amex Platinum travel credit is a $200 annual credit that can be used to reimburse eligible travel expenses charged to your card. This includes things like airfare, hotels, cruises, and more.

2. How do I use the Amex Platinum travel credit?

To use the Amex Platinum travel credit, simply charge your eligible travel expenses to your card and then call American Express to request a statement credit. You’ll need to provide your account number and the dates of your travel.

3. What expenses are eligible for the Amex Platinum travel credit?

Most travel expenses are eligible for the Amex Platinum travel credit, including airfare, hotels, cruises, and more. However, there are some exclusions, such as car rentals and expenses incurred while using the Amex Platinum travel card’s Pay with Points feature.

4. How often can I use the Amex Platinum travel credit?

The Amex Platinum travel credit is an annual credit, so you can use it once per year.

5. Do I have to use the Amex Platinum travel credit all at once?

No, you can use the Amex Platinum travel credit as you incur eligible travel expenses throughout the year. You don’t have to use it all at once.

6. How long do I have to use the Amex Platinum travel credit?

You have one year from the date of your eligible travel expense to request a statement credit from American Express.

7. Is there anything else I should know about the Amex Platinum travel credit?

Yes. The Amex Platinum travel credit is subject to change at any time, and American Express may not provide advance notice of changes. Additionally, American Express may not issue a statement credit for all eligible travel expenses, so be sure to save your receipts and call to request a credit as soon as possible after your travel.

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